With 9+ years experience, we are your Leading Experts in all things Debt
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Get to Know Us
At Debt Guidance, we have been dedicated to helping South Africans overcome debt for the past 9 years. Our team of experienced professionals have a deep understanding of the financial challenges that individuals and families face, and we are committed to providing expert debt review services that are tailored to each client's unique situation. ​
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Debt Guidance was founded with a vision to empower individuals to take control of their financial lives. We believe that everyone deserves a fresh start, free from the burden of debt. Our journey began with a simple yet powerful idea: to provide comprehensive debt review services that are both effective and compassionate.
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Our team is comprised of highly skilled and experienced professionals who are passionate about helping people overcome debt. Each member of our team has extensive knowledge of the debt review process and the financial services industry in South Africa. We stay up-to-date with the latest regulations and trends to ensure that our clients receive the best possible service

Why Choose Debt Guidance
For the last 9+ years we pride ourselves:
Expertise: Our team has extensive experience in the debt review industry, ensuring that our clients receive the best possible advice.
Personalised Service: We understand that every client is unique, and we provide personalized guidance tailored to their specific needs.
Compassionate Approach: We treat each client with empathy and respect, ensuring that they feel supported and understood throughout the debt review process.
Our Values To You
Integrity: We operate with the highest level of integrity, ensuring that our clients receive honest and transparent advice.
Empathy: We understand that debt can be a source of stress and anxiety, and we treat each client with empathy and respect.
Expertise: We are committed to staying at the forefront of the debt review industry, ensuring that our clients receive the most effective and up-to-date solutions.
Our Mission to You
Our mission is to provide expert debt review services that are designed to help our clients achieve financial stability and peace of mind. We strive to create a supportive and compassionate environment where our clients feel comfortable sharing their financial concerns and receiving personalized guidance.
Client Success Stories
Client Success Stories
Monthly Income
Monthly Income
Brian D
47 Years Old
Single
Employed
2 Children
Monthly Income
R24,989.77
Old Monthly Debt Payment
R13,859.15
New Monthly Debt Payment
R9,872
Monthly Income
Monthly Income
Jeanette S
43Years Old
Single
Employed
No Children
Monthly Income
R24,989.77
Old Monthly Debt Payment
R13,859.15
New Monthly Debt Payment
R3,420.72
Monthly Income
Monthly Income
Sibahle D
40 Year Old
Married ANC
Employed
2 Children
Monthly Income
R24,989.77
Old Monthly Debt Payment
R13,859.15
New Monthly Debt Payment
R9,427.5
Monthly Income
Monthly Income
Johan V
40 Years Old
Married in COP
Self-Employed
2 Children
Monthly Income
R24,989.77
Old Monthly Debt Payment
R13,859.15
New Monthly Debt Payment
R27,500.50
Monthly Income
Monthly Income
Sarah B
33 Years Old
Single
No Children
Monthly Income
R24,989.77
Old Monthly Debt Payment
R13,859.15
New Monthly Debt Payment
R3,974.20
Debt Review Process
Assessment
We evaluate your financial status, including income, expenses, and outstanding debts.
Repayment Plan
Based on the assessment, the counselor develops a personalized repayment plan that fits your budget.
Negotiations with Creditors
We negotiate with creditors to reduce interest rates and monthly payments, making it easier for you to manage your debt.
Legal Protection
Once you enter debt review, creditors cannot take legal action against you, providing peace of mind during the repayment process.