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With 9+ years experience, we are your Leading Experts in all things Debt

Get your life back on track

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See if you qualify

Get to Know Us

At Debt Guidance, we have been dedicated to helping South Africans overcome debt for the past 9 years. Our team of experienced professionals have a deep understanding of the financial challenges that individuals and families face, and we are committed to providing expert debt review services that are tailored to each client's unique situation. ​

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Debt Guidance was founded with a vision to empower individuals to take control of their financial lives. We believe that everyone deserves a fresh start, free from the burden of debt. Our journey began with a simple yet powerful idea: to provide comprehensive debt review services that are both effective and compassionate.

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Our team is comprised of highly skilled and experienced professionals who are passionate about helping people overcome debt. Each member of our team has extensive knowledge of the debt review process and the financial services industry in South Africa. We stay up-to-date with the latest regulations and trends to ensure that our clients receive the best possible service

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Why Choose Debt Guidance

For the last 9+ years  we pride ourselves:

Expertise: Our team has extensive experience in the debt review industry, ensuring that our clients receive the best possible advice.

Personalised Service: We understand that every client is unique, and we provide personalized guidance tailored to their specific needs.

Compassionate Approach: We treat each client with empathy and respect, ensuring that they feel supported and understood throughout the debt review process.

Our Values To You

Integrity: We operate with the highest level of integrity, ensuring that our clients receive honest and transparent advice.

Empathy: We understand that debt can be a source of stress and anxiety, and we treat each client with empathy and respect.

Expertise: We are committed to staying at the forefront of the debt review industry, ensuring that our clients receive the most effective and up-to-date solutions.

Our Mission to You

Our mission is to provide expert debt review services that are designed to help our clients achieve financial stability and peace of mind. We strive to create a supportive and compassionate environment where our clients feel comfortable sharing their financial concerns and receiving personalized guidance.

Client Success Stories

Client Success Stories

Monthly Income

Monthly Income

Brian D

47 Years Old

Single

Employed

2 Children 

Monthly Income

R24,989.77

Old Monthly Debt Payment 

R13,859.15

New Monthly Debt Payment 

R9,872

Monthly Income

Monthly Income

Jeanette S

43Years Old 

Single 

Employed

No Children


Monthly Income

R24,989.77

Old Monthly Debt Payment 

R13,859.15

New Monthly Debt Payment 

R3,420.72

Monthly Income

Monthly Income

Sibahle D

40 Year Old

Married ANC

Employed

2 Children

Monthly Income

R24,989.77

Old Monthly Debt Payment 

R13,859.15

New Monthly Debt Payment 

R9,427.5

Monthly Income

Monthly Income

Johan V

40 Years Old 

Married in COP

Self-Employed

2 Children


Monthly Income

R24,989.77

Old Monthly Debt Payment 

R13,859.15

New Monthly Debt Payment 

R27,500.50

Monthly Income

Monthly Income

Sarah B

33 Years Old

Single

No Children

Monthly Income

R24,989.77

Old Monthly Debt Payment 

R13,859.15

New Monthly Debt Payment 

R3,974.20

Debt Review Process

Assessment

We evaluate your financial status, including income, expenses, and outstanding debts.

Repayment Plan

Based on the assessment, the counselor develops a personalized repayment plan that fits your budget.

Negotiations with Creditors

We negotiate with creditors to reduce interest rates and monthly payments, making it easier for you to manage your debt.

Legal Protection

Once you enter debt review, creditors cannot take legal action against you, providing peace of mind during the repayment process.

What our Clients have to say

"I had a fantastic experience with Debt Guidance. The consultant I spoke with was well-equipped to handle my stress and my debt; she explained the process to me seamlessly. I highly recommend Debt Guidance to others."

Werner K, 7th May 2024

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